Saving Money As A Family

It's no secret that we all have to follow our own budget to be able to afford even just the basics nowadays. We might want luxury holidays and big houses, but we have to go with what our bank balance tells us and work with what we have. 

So here are my ways to save money as a family

Cut Down Wherever You Can
When you've got your budget in hand, it's time to get to the tough stuff. You need to figure out where you can cut down on your living expenses and make it easier to live within your means. For instance, you can probably afford to get rid of the gym membership you never use, and the extra television channels you rarely watch to give you those extra pounds each month. 

At the same time, remember that cutting down your expenses doesn't have to just mean getting rid of things. It can also involve changing your payments wherever you can too. For instance, if you can switch your gas supplier to someone cheaper, that could help you save a lot of cash.

Food Plan
This might not seems like much a difference, but if you can successfully plan your food for the whole week, so that left over sauces and meats can go into another days meals, it really does make a difference. Bolognese one day, add a sprinkle of spice the next and you can make wraps or chili. It's just a case of really looking at your food habits and working out how you can marry them together to cut down your shopping bill.

Collect Your Coupons
If you're really worried about paying for all the things you need when you only have a small income to live off, why not make your expenses a little smaller with the help of coupons and vouchers. The right coupons can help you to save a lot of money. The more coupons you collect, the more money you save. Don't forget to try cashback websites too, so you can save money in the long-term on all your online purchases.

Save On Days Out
Days out can be so expensive when you're a parent, especially if you have more than just the 2 children, like most places offer deals on. We struggle because we have 3 children and that seems to push the prices of most things up. This also works the other way too, as 'family' deals offered within the UK are singling out single-parent families, meaning the price of cinema trips, holidays, sporting events, and leisure activities could be considerably more for single parents.

But there are ways to save on most things, with the help of deals. These can by online in the form of 2 for 1 entry, or in the local papers for local attractions. Cereal boxes even offer discounts on attractions sometimes too. Buy an adult ticket and get a children's one free, for example.

It's a case of really looking around for those discounts to find how it can save you money in the long and short run...


  1. Certainly pays to LOOK after the pennies - I do it all the time

  2. I am really trying to look after my money because we are saving for a house. Some great tips here

  3. Some great tips, thank you.

  4. I think times are harder now and alot of people are trying to save money, there is a fabulous tips here, thank yoi

  5. My grandparents always said look after the pennies and the pounds will take care of themselves!

  6. A S,Edinburgh09:05

    Great advice. It can be a different proposition trying to save as a family rather than as a couple or a single person, but ideas like these can make a big difference.